When does AUSTRAC Tranche 2 start?

Obligations for newly regulated businesses commence on 1 July 2026. Enrolment in AUSTRAC Online opens earlier, on 31 March 2026.

What is the AUSTRAC enrolment deadline?

If you provide a designated service on 1 July 2026, you must enrol by 29 July 2026. If you start later, you must enrol within 28 days of first providing a designated service.

When is the first annual compliance report due?

The first report covers 1 July 2026 to 30 June 2027 and is due by 30 September 2027.

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Guide

AUSTRAC Tranche 2: every key date for 2026

Last updated 8 September 2026

AUSTRAC Tranche 2 enrolment opens 31 March 2026 and obligations commence 1 July 2026. If you provide a designated service on 1 July 2026 you must enrol with AUSTRAC by 29 July 2026, otherwise within 28 days of first providing a designated service.

Date	What happens
31 March 2026	Enrolment opens in AUSTRAC Online.
1 July 2026	AML/CTF obligations commence for newly regulated businesses.
29 July 2026	Enrolment deadline if you provide a designated service on 1 July 2026 (otherwise within 28 days of your first designated service).
30 September 2027	First annual compliance report due, covering 1 July 2026 to 30 June 2027.

What commencement on 1 July 2026 means

From 1 July 2026 your AML/CTF obligations are live. That means having an AML/CTF program in place, verifying your customers, screening them, reporting when required, keeping records, and having appointed a compliance officer. The obligations apply from the day you first provide a designated service.

Enrol vs register

Tranche 2 professionals enrol with AUSTRAC. Registration is a separate, additional step only for remittance and digital-currency-exchange providers. Most newly regulated real estate agents, accountants, lawyers, conveyancers and jewellers only need to enrol.

What to do now

Confirm whether you provide a designated service and are in scope.
Build your AML/CTF program from AUSTRAC's starter kit for your sector.
Appoint a compliance officer and enrol with AUSTRAC by your deadline.

Senly AML runs AUSTRAC's starter kit for your sector, so you can be ready before the deadline without hiring a compliance team.

Questions, answered.

When does AUSTRAC Tranche 2 start?: Obligations for newly regulated businesses commence on 1 July 2026. Enrolment in AUSTRAC Online opens earlier, on 31 March 2026.
What is the AUSTRAC enrolment deadline?: If you provide a designated service on 1 July 2026, you must enrol by 29 July 2026. If you start later, you must enrol within 28 days of first providing a designated service.
When is the first annual compliance report due?: The first report covers 1 July 2026 to 30 June 2027 and is due by 30 September 2027.

Check if you are regulated

This guide is general information, not legal advice. The official source is austrac.gov.au.